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	<title>GROWMAP.COM &#187; Privacy and Data Mining</title>
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	<link>http://www.growmap.com</link>
	<description>MAP Your Path to GROW Your Business</description>
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		<title>Everything You Do Online is Being Tracked. Find Out How, By Whom, Why, Now What</title>
		<link>http://www.growmap.com/how-google-web-history-works/</link>
		<comments>http://www.growmap.com/how-google-web-history-works/#comments</comments>
		<pubDate>Sun, 14 Sep 2008 11:58:39 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=358</guid>
		<description><![CDATA[Once you understand how Google's Web History works you will have a much better idea how any other profiling system used for data mining works. That is the first step to keeping the profiles for your personal and business life - and more importantly those of your client's - from being co-mingled. ]]></description>
			<content:encoded><![CDATA[<p>If <a title="Chrome: Latest Big Brother Offering from Google" href="http://opensource-news.net/?p=22">Google</a> isn&#8217;t <a title="Google as Big Brother" href="http://kreuzer33.wordpress.com/2008/09/05/google-big-brother/">Big Brother</a> they&#8217;re doing a pretty good imitation. And escaping them is no easier than getting away from the <a title="This is Why You Should Be Concerned About What They'll Do with that data" href="http://www.orwelltoday.com/police.shtml">Thought Police</a> was for <a title="Haven't You Ever Read Nineteen Eighty-Four?" href="http://scarista.wordpress.com/2008/07/24/nineteen-eighty-four/">Winston</a>. Once you understand how <a title="How Google History Woriks" href="http://www.betanews.com/article/Google_Wants_Your_Web_History/1177102923">Google Web History works</a> you&#8217;ll have a pretty good idea how all the others who are following us around work.<span id="more-358"></span></p>
<h4>LATEST GOOGLE PRIVACY ISSUE LINKS:</h4>
<ul>
<li><a title="Google Knows Where I Am and Everything Else I Do" href="http://www.centernetworks.com/google-online-privacy">Google Knows Where I Am and Everything Else I Do</a></li>
<li><a title="All the Ways Google Tracks YOU" href="http://www.slightlyshadyseo.com/index.php/googles-user-data-empire/">Google&#8217;s User Data Empire</a></li>
</ul>
<p><strong>ADDITIONAL RESOURCES on PROTECTING YOUR INTERNET PRIVACY:</strong></p>
<ul>
<li><a title="Protecting Your Privacy Online" href="http://balafria.wordpress.com/2007/09/02/6-tips-to-protect-your-online-search-privacy/">Six Tips to Protect Your Online Privacy</a></li>
<li><a title="Watch out for cameras" href="http://www.usatoday.com/life/lifestyle/2007-02-27-cameraphones-privacy_x.htm">Hello to Less Privacy</a> &#8211; private cameras could be almost anywhere</li>
</ul>
<p><strong>ADDITIONAL RESOURCES on GOOGLE WEB SEARCH and Other Forms of GOOGLE TRACKING: </strong></p>
<ul>
<li><a title="Google's Chrome Even More Evil " href="http://billdanceoutdoors.com/simplemachinesforum/index.php?topic=12567.msg117063#msg117063">Google&#8217;s Chrome &#8211; Even More Evil Big Brother</a> &#8211; links to numerous articles on Chrome</li>
<li><a title="Google Claims Everything Created Using Chrome" href="http://gizmodo.com/5044871/google-chrome-eula-claims-ownership-of-everything-you-create-using-chrome-from-blog-posts-to-emails">Google Claims Ownership of Everything You Create Using Chrome</a> from emails to blog posts to Web sites. The public immediately outed the Chrome EULA (End User Legal Agreement) as incredibly greedy  &#8211; even for Google &#8211; and Google immediately retracted it as an <a title="Google Changes Chrome EULA" href="http://gizmodo.com/5045050/google-updating-chrome-eula-to-be-less-creepy">innocent Google EULA mistake</a>. (Are you starting to see a pattern here?)</li>
<li><a title="Big Brother Google Graphs" href="http://www.speedofcreativity.org/2007/10/23/big-brother-google-is-tracking-you/">Big Brother Google is Tracking You</a> &#8211; One user shares graphs showing her Internet usage (which is not accurate by the way if you leave multiple tabs or windows open for hours on end).</li>
<li><a title="Search Engines are spying on you" href="http://balafria.wordpress.com/2007/08/16/google-and-others-are-tracking-your-every-move/">Google and Other Search Engines Are Tracking Your Every Move</a> &#8211; If you don&#8217;t read any other links do check this one out. It starts out simple to understand and straight to the point and then offers some ways to escape being followed.</li>
<li><a title="Google Search Monopoly" href="http://www.google-watch.org/bigbro.html">Google Almost Has a Monopoly on US!</a> &#8211; Plenty of easy to understand information on what Google is doing and why many have concerns with it.</li>
<li>Gray Wolf: <a title="Gray Wolf on Google Web History" href="http://www.wolf-howl.com/google/google-web-history-more-spying-from-google/">Google Web History: More Spying From Google</a> &#8211; comments from one of the sharpest of Search Engine Optimization (SEO) bloggers &#8211; and a brilliant man of integrity too.</li>
<li><a title="Google Patents Technology to Track Children" href="http://yro.slashdot.org/article.pl?sid=08/03/22/1314253">Google Patents Detecting, Tracking and Targeting Kids</a></li>
<li><a title="If You Won't Volunteer you will BE volunteered" href="http://www.wolf-howl.com/google/bug-in-google-desktop-forces-you-to-give-data-to-the-borg/">Bug in Google Desktop Forces You To Give Data to the Borg</a> &#8211; More from GrayWolf to help us all notice that Google is not the innocent &#8220;Don&#8217;t be evil&#8221; folks they claim to be.</li>
<li>Tim Anderson&#8217;s ITWriting: <a title="Just Say Not to Google Web History" href="http://www.itwriting.com/blog/200-why-im-not-using-google-web-history.html">Why I&#8217;m Not Using Google Web History</a></li>
<li><a title="Why Some Will Not Use Google Web History" href="http://blog.pauked.com/?p=396">Google Web History? I&#8217;ll Pass, Thanks</a></li>
<li>Wirelessness <a title="Brief descriptions of various Google products" href="http://wirelessness.wordpress.com/2007/04/25/my-thoughts-on-google-web-history/">Thoughts on Google Web History</a> &#8211; Contains short descriptions of various Google offerings and some of their privacy issues. Don&#8217;t miss his insights on gmail tying you to a phone number. (I predict free Google phones are coming.)</li>
<li><a title="Why Google Web History is Running Even if YOU didn't ask for it!" href="http://sameerahuja.com/2007/04/google-web-history-and-how-to-turn-it-off/">Google Web History and How to Turn It Off</a> &#8211; see comments section for posts regarding Google enabling Web History even if you did NOT enable it. That information has been deleted (or possibly moved somewhere I haven&#8217;t found yet) from the official Google FAQ</li>
<li><a title="Google Web History Uses" href="http://www.lifehack.org/articles/technology/google-web-history-for-bookmarking-monitoring.html">Google Web History for Bookmarking and Monitoring</a></li>
<li><a title="Give Google Your Entire Internet Activity" href="http://www.hackszine.com/blog/archive/2007/04/google_web_history_give_google.html?CMP=OTC-7G2N43923558">Google Web History: Give Google Your Entire Browsing History</a></li>
<li><a title="Probably Due to All the Complaints" href="http://activerain.com/blogsview/684259/Google-Big-Brother-and">Google Cuts Data Retention Time in Half</a></li>
</ul>
<p><strong>ADDITIONAL RESOURCES ON ONLINE DATA MINING:</strong></p>
<ul>
<li><a title="EFF Trying to Stop Spying" href="http://blog.wired.com/27bstroke6/2008/08/rights-group-su.html">EFF Suing AT&amp;T for Spying to Sue Government Too</a></li>
</ul>
<p><strong>WHO ELSE IS TRACKING YOU AND YOUR VISITORS?:</strong></p>
<ul>
<li><a title="Beware Big Brother is Here" href="http://ronzigsgallery.blogspot.com/2008/09/beware-big-brother-is-here.html">Beware: Big Brother is Here</a> &#8211; on the dangers of storing everything online</li>
<li><a title="MyBlogLog Tracks Ad Clicks" href="http://www.901am.com/2007/using-mybloglog-could-get-you-banned-from-adsense.html">Using MyBlogLog Could Get You Banned From AdSense </a></li>
<li><a title="Are Yahoo and Google Really Competitors" href="http://www.searchenginejournal.com/yahoo-mybloglog-google-adsense-click-tracking/4547/">Yahoo Owns MyBlogLog &#8211; Google Owns AdSense</a></li>
<li><a title="Google Cheating AdSense Users" href="http://www.hmtk.com/archives/if-google-cant-count-how-can-i-count-on-google.html">If Google Can&#8217;t Count Why Would I Count On Them</a></li>
</ul>
<p><strong>COMPETITORS OR?:</strong></p>
<ul>
<li><a title="Yahoo and Google Collaborating" href="http://www.sitepoint.com/blogs/2008/09/13/open-yahoos-will-play-nice-with-google-not-compete/">Open Yahoo! Will Play Nice With Google, Not Compete</a></li>
<li><a title="AT&amp;T and IBM swap employees to eliminate pensions, reduce pay and benefits" href="http://www.cbc.ca/money/story/1998/12/09/ibm981209.html">AT&amp;T and IBM Swap Divisions</a> (Employees of each lose pensions and receive pay cuts.)</li>
</ul>
]]></content:encoded>
			<wfw:commentRss>http://www.growmap.com/how-google-web-history-works/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>If GrowMap is About Growing Your Business, Why All the Posts on Privacy?</title>
		<link>http://www.growmap.com/why-privacy/</link>
		<comments>http://www.growmap.com/why-privacy/#comments</comments>
		<pubDate>Sun, 14 Sep 2008 08:33:30 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=347</guid>
		<description><![CDATA[Unless you clearly understand how your online activities are being tracked and recorded you are DEFINITELY going to run into these challenges. This is especially true if you do anything online for other people, whether those people are family, friends, or clients. It is also true if anyone EVER uses your computer or you ever use OTHER computers. I strongly recommend reading this post and understanding this issue.]]></description>
			<content:encoded><![CDATA[<p>Before you start using any online method to grow your business &#8211; whether that be blogs, directories, social networking, advertising or <em><strong>any</strong></em> other method &#8211; you <em><strong>MUST</strong></em> understand how your activities online are being tracked so that you can control to which accounts your activities are being linked.</p>
<blockquote><p>Bear with me because this is a <span style="text-decoration: underline;"><em><strong>very important</strong></em></span> concept that all Internet users really need to understand and <em><strong><span style="text-decoration: underline;">absolutely critical</span></strong></em> to those who are using the Internet to promote their business, non-profit, personal interests or any worthy cause.</p></blockquote>
<p>There is no way to know how many sites are in collusion to track your activities across the Net.<span id="more-347"></span> If you&#8217;re very observant you&#8217;ll see new linkage between sites every day. What this means is that <span style="text-decoration: underline;"><em><strong>you</strong></em></span> must understand and learn to protect and differentiate between actions you take for yourself, those others who may use your computer or log-in information have taken, and what you do for clients or businesses.</p>
<p>All of the major Internet sites including search engines, ecommerce, news, business, social networking and everywhere else you visit online is tracking what you do and attributing those actions to a specific profile. They <strong><em>assume</em></strong> &#8211; often incorrectly &#8211; that whoever visits a site <span style="text-decoration: underline;"><em><strong>is</strong></em></span> the person who was last logged into any other site they collect data from. In other words:</p>
<blockquote><p>They <em><strong>assume</strong></em> that if <em><strong>your user information OR your computer </strong><strong><span style="text-decoration: underline;">were</span></strong></em><em><strong> logged in that YOU </strong></em>are the<em><strong> CURRENT </strong></em>user<em><strong>!</strong></em> This can be true <span style="text-decoration: underline;"><em><strong>EVEN IF YOU LOGGED OFF!!!</strong></em></span></p></blockquote>
<p>If you plan to be active online and <em>especially if you are going to be doing client work</em> you <em><strong>absolutely must </strong><strong>understand </strong></em><strong>and <em><span style="text-decoration: underline;">control</span></em></strong> the above behavior. If you don&#8217;t, at a minimum you will be <em><strong>very</strong></em> <a title="Complete definition of embarrassed" href="http://www.merriam-webster.com/dictionary/embarrassed"><strong>embarassed</strong></a>. You&#8217;re highly likely to lose clients. And you may end up endangering everyone you interact with online.</p>
<p>What am I talking about? You have got to understand all this stuff so you can <span style="text-decoration: underline;"><strong>keep your online activities separate!</strong></span> (And those of anyone else who uses <em><strong>your</strong></em> computer(s) or any computer you have <em><strong>ever</strong></em> used!) First you have to know <em><strong>WHY</strong></em> that is important:</p>
<ul>
<li>Everything you do online is tracked</li>
<li>Your activities end up in various databases that are accessible to others</li>
<li>Many sites use cookies that automatically log you in &#8211; <span style="text-decoration: underline;">even if you have never been to that site before!</span></li>
<li>Sites often have partner sites that <em><strong>share</strong></em> these cookies and <em><strong>assume</strong></em> the person using the computer <strong>NOW</strong> is the last person who was logged into <strong>any</strong> partner site</li>
<li>Some sites add what you&#8217;re doing to their history databases <span style="text-decoration: underline;"><em><strong>EVEN IF YOU LOGGED OUT!</strong></em></span></li>
</ul>
<p>The above behaviors can result in these serious issues for you:</p>
<ul>
<li><em><strong>YOUR </strong></em>searches can end up in history files belong to <span style="text-decoration: underline;"><em><strong>YOUR CLIENTS</strong></em></span></li>
<li>Posts you make online can be attributed to someone else</li>
<li>Someone else&#8217;s posts may be attributed to you</li>
<li>New accounts you create may be associated with other <em><strong>unrelated</strong></em> accounts</li>
<li>Correcting these issues can be time-consuming and may not even be possible</li>
</ul>
<p>If you have multiple clients these issues can be particularly problematic. They can reveal personal information and research you have done for one client to another. Searches you do for friends, family or other clients may be visible to clients <em><strong><span style="text-decoration: underline;">even if you logged out of whatever you were working on for them</span></strong></em>.</p>
<p>The first time you run into this problem is likely to be because of a Google site. According to Google&#8217;s <a title="What is Google Web History" href="http://www.google.com/history/privacyfaq.html">Privacy FAQ for Google Web History</a>:</p>
<blockquote><p>&#8220;<span><span>Web History saves information about your web activity, including pages <em><strong>you</strong></em> visit and searches on Google.&#8221;</span></span></p></blockquote>
<p>That is actually <strong>not true</strong>. If you use my computer -<em><strong> even if you log out</strong></em> &#8211; if I do not log into anything Google after you use it, their system assumes what I am doing is <em><strong>YOU</strong></em> doing it!</p>
<blockquote><p><em><span style="text-decoration: underline;">Everything someone who does<strong> not </strong>sign into anything Google does is <strong>attributed to the last Google login used on that computer</strong></span></em></p></blockquote>
<p>Have you ever let someone check their Webmail from your computer? If they&#8217;re using gmail and you don&#8217;t use anything Google, Google may start tracking you as though you were them! (And you can&#8217;t always tell what email addresses are using gmail. Domains can be set up to use gmail so the address appears to be @anyotherdomain name and actually be on gmail!).</p>
<p>While you <em><strong>can</strong></em> remove history from what you see you can <em><strong>NOT</strong></em> remove it from Google&#8217;s database! Any data that they have collected &#8211; whether valid or garbage &#8211; has <em><strong>permanently</strong></em> been connected to you. Because of the way this data is being collected it is invalid and corrupted. Unfortunately, they don&#8217;t really care &#8211; but you should.</p>
<p>There is no easy way to control these issues; however, we will share methods we use to prevent such challenges in new posts soon to come starting with how Google Web History works.</p>
<p><strong>ADDITIONAL RESOURCES:</strong></p>
<ul>
<li><a title="What Google Web History Does and How It Works" href="https://www.google.com/accounts/ServiceLogin?hl=en&amp;continue=http://www.google.com/history&amp;nui=1&amp;service=hist">Official Information on Google Web History</a></li>
<li><a title="Is Google History Cool or a Privacy Problem?" href="http://www.zainals.com/blog/2008/google-history/">Google History: Cool or &#8230;?</a></li>
<li><a title="How to Remove Google History" href="http://5starcomputerhelp.wordpress.com/2008/05/13/remove-google-history/">How to Remove Your Google History</a> &#8211; useful if you accidentally get searches in the wrong account</li>
<li><a title="How to Delete Google History" href="http://articles.winferno.com/internet-privacy/google-search-history">How to Delete Google Search History</a> &#8211; another post on removing Google History</li>
<li><a title="Remove Yahoo Search History" href="http://articles.winferno.com/internet-privacy/yahoo-search-history/">How to Delete Yahoo Search History</a> &#8211; removing Yahoo Search history saved by Autocomplete</li>
<li><a title="Turn Off Internet Explorer AutoComplete" href="http://articles.winferno.com/internet-privacy/turning-off-autocomplete/">How to Turn Off Internet Explorer AutoComplete Feature</a></li>
<li><a title="Yes I Visited Those Sites - But I Had My Eyes Closed!" href="http://geekandpoke.typepad.com/geekandpoke/2007/04/google_web_hist.html">Google Web History Opportunities</a> &#8211; humor &#8211; after the above we can all use some, right?</li>
</ul>
]]></content:encoded>
			<wfw:commentRss>http://www.growmap.com/why-privacy/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>When FREE Is Definitely Not: What Those Free Services Are Really Costing You</title>
		<link>http://www.growmap.com/not-free/</link>
		<comments>http://www.growmap.com/not-free/#comments</comments>
		<pubDate>Thu, 11 Sep 2008 12:04:16 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[data mining]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=318</guid>
		<description><![CDATA[When a corporation decides to offer extremely valuable services that other companies are charging monthly fees to provide there is ALWAYS a very big reason. Advanced email services, Web analytics and others cost a lot of money to develop and support. Don't you wonder why they're giving them away and what the true cost is? ]]></description>
			<content:encoded><![CDATA[<p>When most companies &#8211; and especially <a title="The Danger of Corporations" href="http://www.stwr.org/multinational-corporations/multinational-corporations-mncs-beyond-the-profit-motive.html">corporations</a> &#8211; provide extremely desirable and advanced services without charging you it is definitely <em><strong>NOT</strong></em> out of the goodness of their hearts. You can be assured that there is <em><strong>always</strong></em> a profit motive &#8211; <strong><em>always</em></strong>. That is a given &#8211; the obvious truth; what is not so obvious is what the means of generating profit is.<span id="more-318"></span></p>
<p>In the past, the most common way the cost of anything we receive that is free in theory has been paid for by advertising. Magazines and newspapers subsidize the cost of subscriptions with advertising. Local free publications provide the end user with a free copy which is actually paid for the ads they contain. Free to you; paid for by the advertiser. That has been the most common model.</p>
<p>Profit is one thing; freedom is another. Instead of paying for services with advertising we are now trading our privacy for computer services such as email and Web analytics. This is a very dangerous trade because our personal information is <em><strong>not</strong></em> being used only to better target advertising &#8211; although that<em><strong> IS </strong></em>what we are told. It is increasingly likely to be used to take away our last <a title="tiny trace of something lost - of freedom" href="http://www.merriam-webster.com/dictionary/vestige">vestiges</a> of freedom.</p>
<p>The majority of humans are quick to judge, easily swayed, and lack understanding of <a title="Common Mistakes in Logic Lead to Incorrect Conclusions" href="http://fwnextweb1.fortwayne.com/ns/editorial/apig/apig4.php">common logic faults</a>. Combine those traits with an abundance of information and the potential for the innocent to be condemned, imprisoned, or worse is all too likely.</p>
<p>Here is a real life examples of assumptions of guilt made:</p>
<ul>
<li>Drug dealers buy lots of plastic baggies; therefore, anyone who buys large quantities of plastic baggies is a drug dealer</li>
<li>Have you ever bought such common items as scouring pads, alcohol, cigarette lighters? What if you bought one or more of these items for someone else? What if a relative uses your phone number to buy them? What do these items indicate you could be? You may already be considered guilty and not even know why!</li>
<li>Before it hit the evening news how many knew that cold medicines are used for something else?</li>
<li>What other common items you buy have other uses you may not even know about?</li>
</ul>
<p>Jumping to conclusions is highly dangerous to our liberty. Most people are only too happy to believe someone else is guilty based on superficial &#8220;evidence&#8221; and how it is presented. Many would instantly believe that someone <em><strong>IS</strong></em> a drug dealer because they buy lots of plastic baggies! Even if wiser heads come to your defense it may be too late to reverse the tide of public opinion.</p>
<p>Who else might buy lots of plastic baggies? How about someone having a bake sale? Or providing the snacks for children&#8217;s activities?  Or someone who gives out sandwiches to the homeless?</p>
<p>~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~</p>
<p><a title="Supreme Court Justice Warns Us About Tracking" href="http://www.politechbot.com/2005/08/05/montana-supreme-court/">Montana Supreme Court Justice James C Nelson Warns 1984 Has Arrived</a>:</p>
<blockquote>
<p style="text-align: left;"><strong>&#8220;I don&#8217;t like living in Orwell&#8217;s 1984; but I do. And, absent the next extinction event or civil libertarians taking charge of the government (the former being more likely than the latter), the best we can do is try to keep Sam and the sub-Sams on a short leash.&#8221;</strong></p>
</blockquote>
<p style="text-align: left;">~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~</p>
<p><strong>ADDITIONAL RESOURCES:</strong></p>
<ul>
<li><a title="EFF Sues AT&amp;T for Spying" href="http://www.eff.org/nsa/hepting">NSA Spying and Warrantless Wiretapping: EFF&#8217;s Case Against AT&amp;T</a></li>
<li><a title="iPhone Activation Requiring SSN" href="http://news.cnet.com/8301-10784_3-9739118-7.html">CNET: Before You Activate Your iPhone Read This</a></li>
<li>See the Additional Resources at the bottom of <a title="How Data Mining Works" href="http://www.growmap.com/data-mining-privacy/">Why You Really Need to Know How Data Mining Works </a>and How It Is Affecting You</li>
</ul>
<p><strong>THE DANGERS of LOYALTY PROGRAMS and RFID TRACKING:</strong></p>
<ul>
<li><a title="How to Avoid Big Brother" href="http://www.nocards.org/">Is Big Brother in YOUR Grocery Cart</a>?</li>
<li><a title="RFID SpyChips Nineteen-Eighty-Four" href="http://www.spychips.com/">SpyChips RFID Nineteen-Eighty-Four</a></li>
<li><a title="Your Clothing is Reporting On You" href="http://www.homelandstupidity.us/2008/08/14/spy-shoes-rfid-to-be-embedded-directly-into-clothing/">RFID to be Embedded Directly Into Clothing</a></li>
<li><a title="Why Loyalty Cards Are Dangerous" href="http://www.nocards.org/savings/archive/Waco_Tribune.htm">Consumers&#8217; Groups Blast Loyalty Cards</a></li>
<li><a title="Tesco Taking Photos and Tracking Items with RFID" href="http://www.boycotttesco.com/">Boycott Tesco: Is There a Tag in Your Bag?</a> Mug Shots, Anyone?</li>
<li><a title="Endorsed by Dozens of Organizations" href="http://www.spychips.com/jointrfid_position_paper.html">Position Statement on the Use of RFID on Consumer Products</a></li>
<li><a title="Check out the comments about Store Loyalty Cards" href="http://blog.washingtonpost.com/annapolis/2007/02/a_swipe_at_store_loyalty_cards.html">A Swipe at Store Loyalty Cards</a></li>
<li><a title="Shoppers Using Phony Information to Get Prices" href="http://seattlepi.nwsource.com/virgin/183971_virgin29.html">Shoppers Learned to Play the Loyalty Card Game</a></li>
<li><a title="Why Do People Go Along With Loyalty Cards" href="http://www.consumeraffairs.com/news04/2005/loyalty_cards.html">Loyalty Cards: Reward or Threat?</a></li>
</ul>
<p><strong>INNOCENT PEOPLE ARRESTED BASED ON LOYALTY CARDS:</strong></p>
<ul>
<li><a title="One Victim Got Lucky - Most Won't" href="http://yro.slashdot.org/article.pl?sid=05/01/29/030223">Safeway Club Card Leads to Bogus Arson Arrest</a></li>
</ul>
<p>Know of any others? Please leave information and related links if any in comments.</p>
]]></content:encoded>
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		<slash:comments>12</slash:comments>
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		<item>
		<title>Why You Really Need to Know: How Data Mining Works and How It Is Affecting You</title>
		<link>http://www.growmap.com/data-mining-privacy/</link>
		<comments>http://www.growmap.com/data-mining-privacy/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 15:44:43 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=303</guid>
		<description><![CDATA[Read this BEFORE you fill out one more form or apply for one more service. A piece of information you share today could have serious and lasting ramifications in your life. Find out how and what you can do about it.  ]]></description>
			<content:encoded><![CDATA[<p>You need to clearly understand how data mining works because it is already affecting your life and will do so much more in the very near future. It is simple to understand and if you&#8217;re reading this there is a 90+% chance you use it yourself every day. Any person who wants to know all about <em><strong>you</strong></em> can do a similar search across multitudes of supposedly private databases.</p>
<p>A search engine (Google, Yahoo, Ask &#8211; even my favorite <a title="Use Zuula search" href="http://zuula.com/">Zuula</a>) are all data mining services. You type in what you want to find and the search engine provides the information you&#8217;ve requested. It isn&#8217;t quite that simple as the search engines filter the data they provide. Filtering is used to eliminate some results and decide in what order the information is presented.</p>
<p>Since most people only view the first page or two, the search engine has great power to influence what information is widely viewed and what is likely to be overlooked. Some are taking this further and actually censoring what <em><strong>appears</strong></em> to be available online. For now we&#8217;ll focus on data mining though.</p>
<p>So why should you care about data mining? Try this example. Type in the name of any famous person in your favorite search engine or tool bar. Notice all the information that you would consider private that is available to anyone online. That is just what is supposedly <strong>publicly</strong> available. What do you suppose is in private databases on that famous person &#8211; <em><strong>and on you</strong></em>? <span id="more-303"></span>What if someone could search all of these at once:</p>
<ul>
<li>All three credit reports</li>
<li>Check reporting companies</li>
<li>Medical records</li>
<li>Employment records</li>
</ul>
<p>Being able to search by name once helped reduce what searches could find on you. This is because many people sometimes use their name in many different forms:</p>
<ul>
<li>First Last</li>
<li>First Middle Last</li>
<li>First Middle Initial Last</li>
</ul>
<p>Add to that various ways women have used for maiden, married, and then hyphenated forms and you would think that would make data more difficult to accumulate.</p>
<p>The power of data mining combined with identifying numbers &#8211; especially social security numbers &#8211; has largely eliminated that issue. Prove it yourself quickly by doing a quick search on any number of public databases. Here is one example:</p>
<ul>
<li><a title="USA People Search" href="http://www.usa-people-search.com/Find-jane-.aspx">Search for Jane Smith</a> showing cities lived in, potential relatives, their age &#8211; and that is only what they&#8217;ll give you for free. Try searching for your own name or those of others you know. Imagine what someone evil might do with that information that is now free to anyone who knows how to find it?</li>
</ul>
<p>That is not the only database online. Check out <a title="White Pages People Search" href="http://www.whitepages.com/person">WhitePages People Search</a> which may offer your job title, employer, members of your household, and your age to anyone who knows your name. They also offer to sell more of your personal information to those willing to pay the minimal fees they charge.</p>
<p>Did you notice the <a title="Find Out Who Your Neighbors Are" href="http://www.whitepages.com/find_neighbors">WhitePages Neighbor Search</a> function? Type in any address and the database will give you the names and addresses of your neighbors. While this could be a good way to find contact information in an emergency, it could be used for evil. Those who are not aware how much information is now available to strangers could easily be targeted by con artists. If someone knows your neighbor&#8217;s names and their kids names what else might you unknowingly reveal to them because you assume this person is a friend or relative?</p>
<p>The fastest way to pull information about you across all sources is by using any information that is common between them. The most dangerous of these is something that never changes and the one and only piece of personal information that almost everyone has for life is their Social Security Number (SSN).</p>
<p>When I was young I clearly remember promises that our <a title="Is your SSN already a National ID?" href="http://w2.eff.org/Privacy/ID_SSN_fingerprinting/Foreign_and_local/VA/va_ssn_cpsr.testimony">social security numbers (SSN) were ONLY for tax purposes</a> and would never be used for identification! It even said that on the bottom of the little paper SSN card: <a title="You DO NOT have to give it to everyone who asks! " href="http://www.gurujeff.com/?p=108">FOR SOCIAL SECURITY AND TAX PURPOSES &#8212; NOT FOR IDENTIFICATION</a>. Even the SSA&#8217;s own Web site confirms that we were assured <a title="History of SSN cards from tax only to national ID" href="http://www.ssa.gov/legislation/testimony_072299.html">Social Security Numbers would not be used as a National ID</a>.</p>
<p>Any databases that contain <a title="How to Search Social Security Numbers" href="http://www.abika.com/reports/socialsecuritynumbers.htm">social security numbers</a> can pull all of your personal information together in minutes or faster! This is why it is a very good idea to stop giving your SSN number out to everyone who asks. Do NOT print it on your checks. Many businesses including electric companies and other utilities will insist it is mandatory when it is not &#8211; yet. Keep refusing or offer to use only the last four digits and escalate to management.</p>
<p>Why should you care? Where are we going? Who can speak out if even <a title="IRS attempting to silence Christian Activism" href="http://jscafenette.com/2008/06/13/shut-up-or-shut-down/">Christianity is being censored</a>? Are you sure you can <a title="Do Not Read Unless You Really Want to Know - You Can Not Go Back to Innocence" href="http://causapatet.blogspot.com/2008/06/you-dont-want-freedom-you-dont-want.html">handle the truth</a>?</p>
<p><strong>LEARN TO PROTECT (as much as possible) YOUR PERSONAL PRIVACY AND FUTURE:</strong></p>
<ul>
<li><a title="Electronic Frontier Foundation" href="http://www.eff.org/about">Electronic Frontier Foundation (EFF)</a> &#8211; Our first line of defense</li>
<li>Mike Valentine &#8211; <a title="Privacy Notes Blog Recommended" href="http://privacynotes.com/privacy_blog/">Protect Personal and Financial Privacy</a> &#8211; how online sites extract private information</li>
<li><a title="Tips to Increase Your Online Privacy" href="http://internetducttape.com/2006/10/25/web-anonymity-103-online-privacy/">Web Anonymity; Improve Your Online Privacy</a> &#8211; Tips to increase your privacy online</li>
<li><a title="Learn About the Latest Privacy Threats" href="http://www.privacylives.com/about/">Privacy Lives</a> &#8211; You will be <em><strong>amazed</strong></em> at all the ways our privacy is being eroded. This site helps you keep up to date.</li>
</ul>
<p>[WARNING: One of the easiest ways to track someone is to offer them a way to opt out of tracking! The number of groups that <em><strong>appear </strong></em>to protect us actually hurt us. Telling the difference is extremely difficult. Don't be in any hurry to use these types of sites.]</p>
<p><strong>ADDITIONAL RESOURCES on PRIVACY CONCERNS:</strong></p>
<ul>
<li><a title="FBI Use of Data Mining to Target Citizens" href="http://consumercal.blogspot.com/2008/08/new-guidelines-would-give-fbi-broader.html">New Guidelines Would Give FBI Broader Powers</a> &#8211; Government Uses of Data Mining (Aug 22, 2008)</li>
<li><a title="What evil could the data Google has on you and your business be used for" href="http://www.readwriteweb.com/archives/do_you_trust_google_to_resist_data_mining_across_services.php">Do You Trust Google to Resist Data Mining Across Services</a> (Jun 10, 2008)</li>
<li><a title="Government Uses for Data Mining" href="http://ignoranceisfutile.wordpress.com/2008/08/03/2006-taking-spying-to-higher-level-agencies-look-for-more-ways-to-mine-data/">Taking Spying to a Higher Level; Government Agencies Look For More Ways to Mine Data</a> (Feb 25, 2006)</li>
<li><a title="The Money You Pay in Was NEVER Invested" href="http://www.tax-freedom.com/ta17001.htm#ta17002">Why the Social Security Was Never What It Appeared</a></li>
<li><a title="How Data Mining Could Cost You Yours" href="http://www.capitolhillblue.com/artman/publish/article_4648.shtml">What Price Freedom?</a> How Data Mining Affects Our Privacy and Potentially Our Freedom</li>
<li><a title="How Data Mining by Government Differs" href="http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2006/05/12/MNG0AIQRPR1.DTL">Uproar Over U.S. Phone Call Database</a> &#8211; Tracking the Individual User (May 12, 2006)</li>
<li><a title="Who Has Access - Legal or Illegal" href="http://www.counterpunch.org/cherbonnier05232006.html">Total Information Awareness for Whom?</a> TIA and FIA Requests (May 23, 2006)</li>
<li><a title="TIA Renamed and Hidden" href="http://privacynotes.com/privacy_blog/2006/02/total-information-awareness-lives-on.html">Total Information Awareness Lives On</a> &#8211; What TIA is and how it survived (Feb 25, 2006)</li>
<li><a title="Government Advise Data Mining System" href="http://www.csmonitor.com/2006/0209/p01s02-uspo.html">U.S. Plans Massive Data Sweep</a> &#8211; Government Data Mining System Implemented (Feb 09, 2006)</li>
<li><a title="TIA Program Still Alive" href="http://yro.slashdot.org/yro/04/02/22/2352217.shtml">Total Information Awareness Disguised and Alive</a> (Feb 22, 2004)</li>
</ul>
<p><strong>ADDITIONAL RESOURCES on DATA MINING:</strong></p>
<ul>
<li><a title="What Can Datamining Be Used For?" href="http://www.anderson.ucla.edu/faculty/jason.frand/teacher/technologies/palace/datamining.htm">What is Datamining</a> &#8211; explains how Data Mining works and some of the many uses for it</li>
<li><a title="How Businesses Can Benefit from Data Mining" href="http://www.thearling.com/text/dmwhite/dmwhite.htm">An Introduction to Data Mining</a> &#8211; how businesses use it to predict sales trends</li>
<li><a title="How Data Mining Systems are Designed" href="http://www.statsoft.com/textbook/stdatmin.html">Data Mining Techniques</a> &#8211; how datamining systems are designed</li>
<li><a title="Understanding Data Mning " href="http://www.pcc.qub.ac.uk/tec/courses/datamining/ohp/dm-OHP-final_1.html">Data Mining, an Introduction</a> &#8211; comprehensive information to better understand Data Mining</li>
</ul>
<p><strong>PERSONAL INFORMATION IN DATABASES COMPROMISED:</strong></p>
<ul>
<li><a title="Credit Data is NOT Private When Anyone Can Buy Yours" href="http://www.consumeraffairs.com/news04/2008/05/ny_us_search.html">US Search Agrees to Quit Selling Private Credit Data</a> (May 22, 2008)</li>
<li><a title="Social Security Numbers Posted On the Internet for Years" href="http://www.nytimes.com/2007/04/21/washington/21data.html?_r=1&amp;oref=slogin">United States Agriculture Department Leaves Social Security Numbers Publicly Displayed for Years </a>(Apr 21, 2007)<a title="Social Security Numbers Posted On the Internet for Years" href="http://www.nytimes.com/2007/04/21/washington/21data.html?_r=1&amp;oref=slogin"><br />
</a></li>
<li><a title="SSNs posted on Internet by USDA " href="http://www.washingtonpost.com/wp-dyn/content/article/2007/04/20/AR2007042002208.html">USDA Exposed Personal Data</a> (Apr 21, 2007)</li>
</ul>
<p><strong>USES of SOCIAL SECURITY NUMBERS</strong>:</p>
<ul>
<li><a title="Univerity of Illinois SSN Guidelines" href="http://www.news.uiuc.edu/ii/05/0519/ssn.html">Sample Guideline for Using Social Security Numbers</a></li>
<li><a title="Why Insurance Companies Want Your SSN" href="http://www.ins.state.ny.us/ogco2006/rg060110.htm">Use of Social Security Number to Obtain Insurance Quote</a></li>
<li><a title="Why Social Security Numbers" href="http://www.buildfreedom.com/tl/tl17b.shtml">Secrets of the Social Security Number</a></li>
<li><a title="Is a SSN Required to Get Hired?" href="http://www.the7thfire.com/Politics%20and%20History/SSnrW4.html">Are Businesses Required to Obtain Your SSN Number?</a></li>
</ul>
<p><strong>ADDITIONAL REFERENCE RESOURCES ON SOCIAL SECURITY NUMBERS</strong></p>
<ul>
<li><a title="SSN FAQ" href="http://www.privacyrights.org/fs/fs10a-SSNFAQ.htm">Social Security Number FAQ</a> &#8211; Answers to frequently asked questions about social security numbers</li>
<li><a title="SSN Security" href="http://www.privacyrights.org/fs/fs10-ssn.htm">My Social Security Number &#8211; How Secure Is It?</a></li>
</ul>
]]></content:encoded>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Slip of the Tongue or Truth Revealed: You Have Zero Privacy Anyway &#8211; Get Over It</title>
		<link>http://www.growmap.com/zero-privacy/</link>
		<comments>http://www.growmap.com/zero-privacy/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 17:29:10 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=315</guid>
		<description><![CDATA[Unless you understand the power of data mining you are unlikely to know how dangerous the loss of privacy rights in the United States truly is. This is part of a series that explains how computers can be used to find out far more about you than you ever imagined. ]]></description>
			<content:encoded><![CDATA[<p>There was a furor when <a title="Sun is a computer hardware and software company" href="http://www.sun.com/aboutsun/index.jsp">Sun Microsystems</a> CEO <a title="Bio for Sun CEO Scott McNealy" href="http://www.sun.com/aboutsun/executives/mcnealy/bio.jsp">Scott McNealy</a> told reporters &#8220;privacy issues are a red herring; <strong>you have zero privacy anyway&#8230;get over it!</strong>&#8221;  Many could not believe he would say that; however, he was simply stating the truth &#8211; an obvious truth to those with access to the many databases that contain your life &#8211; and more problematic &#8211; things that did not actually happen but got recorded as though they did.</p>
<p>Still believe we have privacy? <a title="Oracle is a database software company" href="http://www.oracle.com/corporate/index.html">Oracle</a> CEO Larry Ellison said <strong>&#8220;The privacy you&#8217;re concerned about is largely an illusion. All you have to give up is your illusions, not any of your privacy.&#8221;</strong> They have both known about the erosion of our privacy for so long they apparently didn&#8217;t even realize their comments would be a surprise.</p>
<p>Why do they say we have no privacy? Do you know what information you think is private can be easily accessed? <span id="more-315"></span>The one that surprised me the most is <a title="Health and Medical Records are NOT private" href="http://www.privacyrights.org/fs/fs8-med.htm">who has access to your medical records</a>. If anything should be private you would think your health would be.</p>
<p>Even that is not what is really threatening to our lives. Linking more and more databases together and using data mining programs to extract personal information makes it available to far too many untrustworthy individuals, companies, and government agencies.</p>
<p>Once you understand how data mining works you will never take privacy for granted again and more importantly, you will have a better idea what you can do to protect yourself.</p>
<p><strong>LEARN TO PROTECT (as much as possible) YOUR PERSONAL PRIVACY AND FUTURE:</strong></p>
<ul>
<li><a title="Electronic Frontier Foundation" href="http://www.eff.org/about">Electronic Frontier Foundation (EFF)</a> &#8211; Our first line of defense</li>
<li>Mike Valentine &#8211; <a title="Privacy Notes Blog Recommended" href="http://privacynotes.com/privacy_blog/">Protect Personal and Financial Privacy</a> &#8211; how online sites extract private information</li>
<li><a title="Tips to Increase Your Online Privacy" href="http://internetducttape.com/2006/10/25/web-anonymity-103-online-privacy/">Web Anonymity; Improve Your Online Privacy</a> &#8211; Tips to increase your privacy online</li>
<li><a title="Learn About the Latest Privacy Threats" href="http://www.privacylives.com/about/">Privacy Lives</a> &#8211; You will be <em><strong>amazed</strong></em> at all the ways our privacy is being eroded. This site helps you keep up to date.</li>
</ul>
<p>[<strong>WARNING: </strong>One of the easiest ways to track someone is to offer them a way to opt out of tracking. Many groups that claim or <em><strong>appear </strong></em>to protect us actually hurt us. Telling the difference is extremely difficult; however, checking to see who the members are often reveals their true purpose. Don't be in any hurry to use these types of sites.]</p>
<p><strong>ADDITIONAL 2008 RESOURCES on PRIVACY CONCERNS:</strong></p>
<ul>
<li><a title="Invading Our Privacy" href="http://revolutionradio.org/2008/08/27/we-need-privacy-from-the-government/">Why We Need Privacy from the Government</a> (Aug 28, 2008)</li>
<li><a title="One Bloggers Scary Internet Story" href="http://spart7.info/techblog/?p=306">Choose One: Privacy or the Internet</a> (Aug 27, 2008)</li>
<li><a title="Do We Care About Privacy?" href="http://online.wsj.com/article/SB121962391804567765.html?mod=rss_opinion_main">Privacy? We Got Over It</a> &#8211; Comments on how much we&#8217;ve already given up (Aug 25, 2008)</li>
<li><a title="Understand Privacy Issues" href="http://www.concurringopinions.com/archives/2008/08/fallacies_about.html">Fallacies About Privacy</a> &#8211; Concurs that consumers are not aware of the dangers (Aug 25, 2008)</li>
<li><a title="FBI Use of Data Mining to Target Citizens" href="http://consumercal.blogspot.com/2008/08/new-guidelines-would-give-fbi-broader.html">New Guidelines Would Give FBI Broader Powers</a> &#8211; Government Uses of Data Mining (Aug 22, 2008)</li>
<li><a title="They're Monitoring AND STORING What You're Doing Online" href="http://www.consumeraffairs.com/news04/2008/08/isp_monitoring.html">Internet Providers Admit to Monitoring Customers&#8217; Web Surfing</a> (Aug 18, 2008)</li>
<li><a title="What evil could the data Google has on you and your business be used for" href="http://www.readwriteweb.com/archives/do_you_trust_google_to_resist_data_mining_across_services.php">Do You Trust Google to Resist Data Mining Across Services</a> (Jun 10, 2008)</li>
</ul>
<p><strong>ADVANCED READING ON PRIVACY ISSUES:</strong></p>
<ul>
<li><a title="Lions and Tigers and Google Bears Everywhere" href="http://www.disruptiveconversations.com/2008/08/would-you-trust.html">Would YOU Trust Private Information to Google Docs?</a> (Aug 14, 2008)</li>
<li><a title="International Privacy Laws and Rights" href="http://ralphlosey.wordpress.com/2008/09/01/are-we-the-barbarians-at-the-gate/">Are We the Barbarians at the Gate?</a> Complex analysis of International Privacy Rights (Sept 1, 2008)</li>
</ul>
<p><strong>ADDITIONAL RESOURCES (2007 and earlier):</strong></p>
<ul>
<li>Podcast: <a title="Podcast Is Privacy Dead" href="http://www.podfeed.net/episode/Jeffrey+Rosen+-+Is+Privacy+Dead/964134">Jeffrey Rosen Is Privacy Dead</a> (Nov 14, 2007)</li>
<li><a title="What Does Government Already Know About You" href="http://theanarchistflamethrower.blogspot.com/2007/02/020407-national-id-cards-are-moot-point.html">National ID Cards are a Moot Point</a>, Folks (Feb 04, 2007)</li>
<li><a title="Government Uses for Data Mining" href="http://ignoranceisfutile.wordpress.com/2008/08/03/2006-taking-spying-to-higher-level-agencies-look-for-more-ways-to-mine-data/">Taking Spying to a Higher Level; Government Agencies Look For More Ways to Mine Data</a> (Feb 25, 2006)</li>
<li><a title="How Data Mining Could Cost You Yours" href="http://www.capitolhillblue.com/artman/publish/article_4648.shtml">What Price Freedom?</a> How Data Mining Affects Our Privacy and Potentially Our Freedom</li>
<li><a title="How Data Mining by Government Differs" href="http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2006/05/12/MNG0AIQRPR1.DTL">Uproar Over U.S. Phone Call Database</a> &#8211; Tracking the Individual User (May 12, 2006)</li>
<li><a title="Who Has Access - Legal or Illegal" href="http://www.counterpunch.org/cherbonnier05232006.html">Total Information Awareness for Whom?</a> TIA and FIA Requests (May 23, 2006)</li>
<li><a title="TIA Renamed and Hidden" href="http://privacynotes.com/privacy_blog/2006/02/total-information-awareness-lives-on.html">Total Information Awareness Lives On</a> &#8211; What TIA is and how it survived (Feb 25, 2006)</li>
<li><a title="Government Advise Data Mining System" href="http://www.csmonitor.com/2006/0209/p01s02-uspo.html">U.S. Plans Massive Data Sweep</a> &#8211; Government Data Mining System Implemented (Feb 09, 2006)</li>
<li><a title="TIA Program Still Alive" href="http://yro.slashdot.org/yro/04/02/22/2352217.shtml">Total Information Awareness Disguised and Alive</a> (Feb 22, 2004)</li>
<li><a title="What Does Government Already Know About You" href="http://theanarchistflamethrower.blogspot.com/2007/02/020407-national-id-cards-are-moot-point.html">Don&#8217;t Make Privacy the Next Victim of Terror</a> (Oct 4, 2001)</li>
</ul>
<p>What if profit is the real <a title="What is a Red Herring - Origin of the Phrase" href="http://www.phrases.org.uk/meanings/red-herring.html">red herring</a>? Maybe it isn&#8217;t all about money. Maybe it is all about control.</p>
<p><strong>ADDITIONAL RESOURCES on DATA MINING:</strong></p>
<ul>
<li><a title="What Can Datamining Be Used For?" href="http://www.anderson.ucla.edu/faculty/jason.frand/teacher/technologies/palace/datamining.htm">What is Datamining</a> &#8211; explains how Data Mining works and some of the many uses for it</li>
<li><a title="How Businesses Can Benefit from Data Mining" href="http://www.thearling.com/text/dmwhite/dmwhite.htm">An Introduction to Data Mining</a> &#8211; how businesses use it to predict sales trends</li>
<li><a title="How Data Mining Systems are Designed" href="http://www.statsoft.com/textbook/stdatmin.html">Data Mining Techniques</a> &#8211; how datamining systems are designed</li>
<li><a title="Understanding Data Mning " href="http://www.pcc.qub.ac.uk/tec/courses/datamining/ohp/dm-OHP-final_1.html">Data Mining, an Introduction</a> &#8211; comprehensive information to better understand Data Mining</li>
<li><a title="What evil could the data Google has on you and your business be used for" href="http://www.readwriteweb.com/archives/do_you_trust_google_to_resist_data_mining_across_services.php">Do You Trust Google to Resist Data Mining Across Services</a> (Jun 10, 2008)</li>
</ul>
]]></content:encoded>
			<wfw:commentRss>http://www.growmap.com/zero-privacy/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What Does Privacy Have to Do With Being Middle Class? What You Need to Know Now!</title>
		<link>http://www.growmap.com/what-does-privacy-have-to-do-with-being-middle-class-what-you-need-to-know-now/</link>
		<comments>http://www.growmap.com/what-does-privacy-have-to-do-with-being-middle-class-what-you-need-to-know-now/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 14:40:59 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[economic security]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=312</guid>
		<description><![CDATA[Second in a series on how profiling, databases, and data mining can be used to control our lives. What you don't know about this subject could cause you serious financial harm. It might even make you unemployable, uninsurable, and homeless. Think enough of yourself to read this series - even if you're tempted to ignore it or put it off for now. ]]></description>
			<content:encoded><![CDATA[<p>Be honest. How fast would debts consume whatever savings or property you own? Our fairy-tale middle class is one life-line away from living in the street. To <a title="The only middle class - and not recommended" href="http://www.marketwatch.com/news/story/rise-middle-class-millionaire-reshaping-us/story.aspx?guid={6CF2AF9B-7A4C-487E-8AD1-8B49A6A87104}">truly be middle class</a> now in the U.S. would require at least a six figure income and a net worth of over a million dollars. The United States is now the land of the great imaginary middle-class.</p>
<p>If you lose your job or have a medical emergency your credit is very likely to be damaged. Once that happens you can forget about getting insurance, or a corporate position (or any other employer who uses <a title="How Credit Reporting Affects You" href="http://www.growmap.com/credit-reports/">credit screening</a>), or even renting to put a roof over your head!<span id="more-312"></span></p>
<p><strong>This is a systematic intentional move toward increasing poverty and planned homelessness!</strong></p>
<p>A recent <a title="AOL privacy survey" href="http://arstechnica.com/news.ars/post/20080811-users-talk-the-talk-but-dont-walk-the-walk-about-privacy.html">AOL Internet online privacy survey</a> proves that most people simply do not understand the dangers of providing information. The risk is not in the one question you answered today (or the additional information you offered in email, chat, or on <a title="Online Information Lives Forever " href="http://internetducttape.com/2006/10/20/web-anonymity-102-a-case-study/">social networking</a>). The issue is that <a title="What You Post is NOT a secret!" href="http://internetducttape.com/2006/10/18/web-anonymity-101-digital-breadcrumbs/">what you think is anonymous is not</a>. It can all be tracked back to you to build a huge personal profile on each one of us.</p>
<p>Most computer users are unaware of the awesome power of data mining and how deeply it may already be affecting their lives. Each of us already uses data mining whenever we use a search engine such as Google or Yahoo to locate information. We type in what we wish to know and the search engine presents everything it can find on that subject in the databases it can access.</p>
<p>Like all things useful, data mining is a double-edged sword. Whether it is good for us or bad all depends on who is swinging that sword. Read on about how to protect your privacy.</p>
<p><strong>ADDITIONAL RESOURCES: WHAT IS MIDDLE CLASS ANYWAY?</strong></p>
<ul>
<li>NEW <a title="More Living Paycheck to Paycheck" href="http://www.consumeraffairs.com/news04/2008/09/consumers_paycheck.html">Struggling To Get By On $100,000 A Year</a> (Sep 3, 2008)</li>
<li><a title="Sliding Standard of Living" href="http://xkorpion.wordpress.com/2008/09/01/2000s-have-been-extremely-weak-for-living-standards-of-most-households/">How Living Standards Slid After the 1990s</a> (Sep 1, 2008)</li>
<li><a title="Economic Collapse Hidden From Us" href="http://xkorpion.wordpress.com/2008/09/01/wag-the-dog-how-to-conceal-massive-economic-collapse-2/">How to Conceal Massive Economic Collapse</a> (Sep 1, 2008)</li>
<li><a title="Declining Middle Class " href="http://www.mortontimesnews.com/homepage/x1311849261/MIDDLE-CLASS-IN-DECLINE-Radical-change-not-likely">Middle Class In Decline; Radical Change Not Likely</a> (Aug 21, 2008)</li>
<li><a title="Middle Class Collapsing" href="http://theminimumwage.blogspot.com/2008/08/new-signs-of-middle-class-collapse.html">New Signs of a Middle Class Collapse</a> (Aug 15, 2008)</li>
<li><a title="Middle Class Shrinking" href="http://www.rapidtrends.com/blog/2008/08/13/shrinking-middle-class-us-economy-home-price-down/">Shrinking Middle Class</a> (Aug 11, 2008)</li>
<li><a title="How Poverty is Created" href="http://perceptionsvreality.blogspot.com/2008/08/riches-poverty-scarcity-and-control.html">Riches and Poverty, Scarcity and Control, 1984</a> (Aug 5, 2008)</li>
<li><a title="Six Figures Barely Buys a 1950s Middle Class Life" href="http://www.wisebread.com/is-six-figures-really-that-much">Reality Check &#8211; Is Six Figures Really That Much? Or Even Enough?</a></li>
<li><a title="Middle Class Income Levels" href="http://www.freemoneyfinance.com/2007/10/how-do-you-defi.html">How Do You Define Middle Class? </a></li>
<li><a title="What Income Level is Middle Class?" href="http://www.wisebread.com/ten-tenets-for-arranging-your-rich-part-1-rich-is-relative">Rich is Relative &#8211; Why Do You Think You&#8217;re Middle Class?</a></li>
<li><a title="Five Million Dollar Middle Class Income" href="http://www.samefacts.com/archives/campaign_2008_/2008/08/time_for_them_to_own_their_failure.php">Middle Class = Making $5 Million a Year or Less</a></li>
<li><a title="Trickle Down Economics is Dead" href="http://tpmcafe.talkingpointsmemo.com/2008/08/26/trickle_downrip/">Trickle Down&#8230; R.I.P</a></li>
<li><a title="Maybe It Takes $300,000 to be Middle Class?" href="http://lanekenworthy.net/2008/06/24/making-ends-meet-on-300000-a-year/">Making Ends Meet on $300,000 a Year</a></li>
</ul>
<p><strong>THE TRUTH BEHIND CLASS, POVERTY, and the ECONOMY:<br />
</strong></p>
<ul>
<li>NEW: <a title="Lies, Damn Lies, and Statistics Can NOT Hide This" href="http://www.pushhamburger.com/financial.htm">The Greatest Depression is Coming</a></li>
<li><a title="The truth behind the sliding Dollar" href="http://www.worldproutassembly.org/archives/2008/08/the_bankruptcy.html">The Bankruptcy of America</a></li>
<li><a title="What Affects Economic Prosperity for All" href="http://www.worldproutassembly.org/archives/2008/08/the_bankruptcy.html">The Promise of America</a> (While this <em><strong>is</strong></em> related to politics, I include it here for the background information included and not to endorse any particular political stance.)</li>
</ul>
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		<title>Privacy Issues Part 1: How Credit Reporting is Already Affecting Your Survival</title>
		<link>http://www.growmap.com/credit-reports/</link>
		<comments>http://www.growmap.com/credit-reports/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 12:29:04 +0000</pubDate>
		<dc:creator>growmap</dc:creator>
				<category><![CDATA[Privacy and Data Mining]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.growmap.com/?p=305</guid>
		<description><![CDATA[First in a series on how databases such as those used by credit reporting agencies impact our lives. This series explains in easy to understand terms how our personal information is being collected and data mined. Includes explanations of how data mining works. ]]></description>
			<content:encoded><![CDATA[<p>Could something you reveal today <strong>radically change your life</strong> without you realizing it? The answer is a resounding <strong>yes</strong> &#8211; and I hope you will take the time to understand how and why. Information you share online or off is being used to control your future. How can that be? Here are some examples of what can happen:<span id="more-305"></span></p>
<ul>
<li>Make you, your family, or business <strong>uninsurable</strong></li>
<li><strong>Affect your ability to stay employed</strong></li>
<li>Dramatically<strong> increase your debt</strong> by changing your interest rates</li>
<li>Make you the target of<strong> Identity Theft</strong></li>
<li>Expose your <strong>innermost secrets</strong>; perhaps even subject you to threats of blackmail</li>
<li>Even prevent you from <strong>renting </strong>a place to live</li>
</ul>
<p>What could possibly do that? I know some will be tempted to play ostrich and put their heads in the sand at this point. I pray for your sake that you keep reading. The same computer technology that allows a search engine to find what you seek online can allow all the data about you to be gathered together and used for purposes far different than what you thought you were doing.</p>
<p>Someone has only to tell the Data Mining program what they want to know and give it access to as many databases as possible and off it goes collecting all there is to know about you. The more databases it can access, the more information it can return. This has been going on for decades in a limited way. The consolidation of all these databases has massively increased the possibility that your future will be impacted.</p>
<p>Most consumers now realize they have a credit file. There are actually <a title="Three Major Credit Reporting Companies" href="http://ago.mo.gov/ConsumerCorner/encyclopedia/credit-report.htm">three credit databases</a> and any person who has an account with them can run a credit report on you.  Others you do business with routinely run credit reports on you. Technically they are supposed to get your permission first.</p>
<p>Many now know about <a title="How Credit Bureaus Calculate Your FICO Score" href="http://www.smartloanshop.com/2008/06/12/how-credit-bureaus-calculate-your-credit-score/">FICO scores</a> and that <a title="Free Way to Check Your Credit Reports " href="https://www.annualcreditreport.com/cra/index.jsp">what is in your credit report</a> greatly affects what it costs to buy anything (car, house, products and services) on credit. What some do not realize yet is that credit reports do not <em><strong>only</strong></em> affect your purchases. They can also affect whether you get hired.</p>
<p>Many employers pull credit reports as part of their screening process. Some check the credit of employees being considered for promotion. Rental management agencies routinely screen credit reports of those applying to rent property. More and more property is being accumulated by companies with policies of refusing to rent to those with less than stellar credit or those who have a <a title="Find out if you have any bounced checks" href="http://ago.mo.gov/ConsumerCorner/blog/10432/Your_banking_track_record_and_credit_report/">negative banking history</a>.</p>
<p>Errors in your credit report can have dire financial consequences. CBS News reported that an astounding <a title="More Statistics on Errors in Credit Reports" href="http://www.cbsnews.com/stories/2004/10/12/earlyshow/contributors/raymartin/main648887.shtml"><strong>4 out of 5 credit reports contain errors!</strong></a> That is <strong>80%!</strong> Unfortunately, most databases DO contain massive numbers of errors.</p>
<p>There are several big reasons for these errors. Do you realize how many other people have the same name as you do? People often use different forms of their name: full name, middle initial, first name only.There are 50,372 people known to be named John Smith.</p>
<p>There is even a Web site now that tells you  <a title="Finbd Out Who Else Has Your Name" href="http://howmanyofme.com/">how many people share your name</a>. The more common your name the more likely some of their activities ended up on your credit report. (This is why the issues of a <a title="Perils of a National ID System" href="http://w2.eff.org/Privacy/Surveillance/nationalidsystem.html">National ID System</a> and using your <a title="SSN were NEVER supposed to be IDs" href="http://www.cato.org/pubs/pas/pa237.html">Social Security number </a>on everything will not die.)</p>
<p>If 80% of all databases are wrong that means there is an 80% chance they are affecting you already in some way. Once errors appear in these databases they can be a nightmare to correct. Today that might mean no credit, no housing, and no job. If a <a title="National ID System" href="http://www.cato.org/pubs/pas/pa237.html">National ID system</a> is imposed it may prohibit you from buying anything &#8211; not even food!</p>
<ul>
<li>Even if your credit it perfect now, <strong>most Americans are at best only a few paychecks from poverty</strong>.</li>
<li>Even if you have paid every bill on time <strong>errors in your files</strong> could seriously jeopardize life as you know it.</li>
</ul>
<p>Credit reporting was original kept secret. Today, most people are not only aware that credit reports affect what they pay, they also know they have <a title="How Credit Scores are Calculated" href="http://www.bankrate.com/brm/news/debt/debtmanageguide/basis1.asp">credit scores</a>. Consumer pressure finally led to a way to <a title="Get Free Credit Reports Online" href="https://www.annualcreditreport.com/cra/index.jsp">get free credit reports online</a>. These could easily contain at least the FISA credit score &#8211; but don&#8217;t.</p>
<p>How long has this been an issue? <a title="1991 Newsweek Report on Impact of Credit Report Errors" href="http://www.newsweek.com/id/127219?tid=relatedcl">Credit Report Horror stories</a> about the difficulty of correcting errors have been online since before 1991 and <a title="MSNBC Report on Credit Report Repair " href="http://www.msnbc.msn.com/id/22567255/">How to Fix Your Credit Report</a> is still a leading topic in 2008. It is now common knowledge that errors in your credit report and <a title="Get extensive information on Identity Theft" href="http://www.privacyrights.org/identity.htm#FS">Identity Theft</a> can reek havoc in our lives.</p>
<p>This is but the tip of the iceberg and we are living aboard the Titanic. If you want to know what is hidden under the water and survive the trip watch for the next installment of this series:</p>
<p><strong>What You Don&#8217;t Know About Privacy Issues Is ALREADY Hurting You!</strong>[coming very soon].</p>
<p>The easiest way to make sure you don&#8217;t miss it is to use one of the Subscribe functions in the bottom right corner of this page.</p>
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